1. Maryland
2. Joppa
3. 20 NEPTUNE DR

20 NEPTUNE DR, Joppa, MD 21085

• 3 beds |
• 3 baths |
• 2,100 sqft

Property Description

Welcome to 20 Neptune, a true waterfront retreat for those who crave privacy, connection to nature, and everyday comfort without compromise (and without flood insurance!). Nestled along the quiet banks of the Gunpowder River with direct access to the Bay, this home delivers a lifestyle that feels like a getaway but functions beautifully for everyday living. Sunlight fills the main level, where an open, flexible layout flows easily between indoor and outdoor spaces. Whether hosting friends or enjoying a quiet morning by the water, this home was designed for effortless living. Step outside and experience your own private resort. The saltwater pool and spa are framed by native perennial gardens, intentionally planted for color, privacy, and ease of care through every season. From your private dock with boat lift, kayak launch, and gazebo, you can start your day on the water and end it with sunset views that never grow old. Protected land across the river ensures your view, and your peace, will never change. Inside, thoughtful updates bring modern comfort: heated tile floors, a Trane High-Efficiency HVAC (2021), paid-in-full solar panel system, and crawlspace encapsulation for efficiency and healthier air. A new GAF Timberline® Lifetime Roof with Golden Pledge® Warranty is being installed this month, offering unmatched protection and peace of mind for decades to come. The owner’s suite is a private retreat of its own, complete with a walk-in closet, spa-inspired bath, and balcony overlooking the water. Every space here feels intentional, warm, welcoming, and ready for the next chapter of its story. This is a home for those who cherish natural beauty, lasting comfort, and a lifestyle that flows as easily as the river it overlooks. At 20 Neptune, every sunrise, tide, and breeze feels like an invitation to slow down and live fully. Welcome home!

Listing Status:

Active

Date Added:

September 12, 2025 at 05:00AM

Listing Office:

EXP Realty, LLC : 8888607369

Listing Agent:

Teal Clise : 4435703931

MLS ID:

MDHR2047030

Interior

• General: AtticBreakfast AreaDining AreaUpgraded CountertopsWood FloorsWhirlPool/HotTubRecessed LightingFloor Plan - OpenPrimary Bath(s)Walk-in Closet(s)Bathroom - Jetted TubBathroom - Stall ShowerBathroom - Tub ShowerBathroom - Walk-In ShowerCeiling Fan(s)
• Rooms: Living RoomDining RoomPrimary BedroomBedroom 2Bedroom 3KitchenFamily RoomFoyerLaundryPrimary BathroomFull Bath
• Appliances: DishwasherDisposalDryerExhaust FanMicrowaveOven/Range - GasRange HoodRefrigeratorSix Burner StoveWasher
• Laundry: Main Floor
• Flooring: CarpetCeramic tileHardwood
• A/C: Ceiling Fan(s)Central A/C
• Heating: Forced AirRadiantNatural Gas
• Disability Feature: None
• Eco/Green Feature: VentilationPV Solar Array(s) Owned

Exterior

• General: Extensive HardscapeFlood LightsHot TubSidewalksWater FallsWater FountainsAbove GradeBelow Grade
• Style: Colonial
• Other Structures: Balconies- MultipleBalconyPatio
• Pool: FencedIn groundPool spa comboSaltwater
• Parking: Concrete Driveway

Construction

• Roofing: Architectural Shingle
• Windows: Bay bowScreens
• General: StoneVinyl Siding2Active Radon MitigationCrawl SpaceSlab

Location

• Originating MLS: BRIGHT_MAIN
• School District: HARFORD COUNTY PUBLIC SCHOOLS
• County: HARFORD-MD

Lot

• Zoning: R31301122665
• View: Water
• Fencing: DecorativeRearWroughtIron
• Waterfront: 30

Utilities

• Water: Public
• Sewer: Public Sewer

Financial

• Source: BRIGHT_MAIN

This listing courtesy of Teal Clise, EXP Realty, LLC